Ace Hardware vs Cruise Planners: Which Is the Better Investment?

Side-by-side comparison of investment costs, fees, unit economics, and franchisee satisfaction. Data from FDD disclosures and franchise database — updated 2026.

Retail & Services Real Data Not Investment Advice
AH

Ace Hardware

Retail & Services
$302K – $2.2M
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VS
CP

Cruise Planners

Retail & Services
$2K – $23K
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At a Glance: Key Differences

Data-driven observations based on disclosed figures. Not investment advice — verify current numbers in each franchise's FDD.

Investment Cost
Cruise Planners wins on investment range ($2.1M less) vs Ace Hardware.
Fee Burden
Ace Hardware wins on royalty rate (3.0% lower) vs Cruise Planners.
Unit Count
Ace Hardware wins on total units (3,200 more) vs Cruise Planners.
Satisfaction
Ace Hardware has available Franchisee Satisfaction data; Cruise Planners does not.

Investment & Fees

Metric Ace Hardware Cruise Planners
Min Investment $302K $2K
Max Investment $2.2M $23K
Franchise Fee $5K $695.00
Royalty Rate 0.0% 3.0%
Ad Fund Rate 3.0% 1.0%

Unit Economics

Metric Ace Hardware Cruise Planners
Avg Unit Revenue $2.2M N/A
Avg Profit Margin N/A N/A

Scale & Growth

Metric Ace Hardware Cruise Planners
Total Units 5,700 2,500
Annual Growth 1.5% N/A
Failure Rate 2.0% N/A

Franchisee Performance

Metric Ace Hardware Cruise Planners
Franchisee Satisfaction 82/100 N/A

Track Record

Metric Ace Hardware Cruise Planners
Years in Business 100 30
Years Franchising 48 28

Financial Requirements

Metric Ace Hardware Cruise Planners
Min Net Worth Required $400K $50K
Liquid Capital Required $250K $10K

Operations

Metric Ace Hardware Cruise Planners
Avg Employees 15 N/A
Training Weeks 2 N/A

Frequently Asked Questions

Is Ace Hardware or Cruise Planners a better franchise investment?

The answer depends on your goals, budget, and market. Ace Hardware has 5,700 total units and a 82/100 franchisee satisfaction score. Cruise Planners has 2,500 total units and a track record in its industry. Use our ROI Calculator to model both scenarios.

How much does it cost to open a Ace Hardware franchise?

Based on data in our database, opening a Ace Hardware franchise requires an initial investment of $302K – $2.2M. The franchise fee is $5K, with ongoing royalties of 0.0%. Always request the current FDD for exact figures.

How much does it cost to open a Cruise Planners franchise?

Based on data in our database, opening a Cruise Planners franchise requires an initial investment of $2K – $23K. The franchise fee is $695.00, with ongoing royalties of 3.0%. Always request the current FDD for exact figures.

What is the royalty rate for Ace Hardware vs Cruise Planners?

Ace Hardware's royalty rate is 0.0%. Cruise Planners's royalty rate is 3.0%. That means Ace Hardware has the lower ongoing royalty burden.

Which has more locations — Ace Hardware or Cruise Planners?

Ace Hardware has 5,700 total units. Cruise Planners has 2,500 total units. A larger system can mean more brand recognition, but also more territorial competition.

Is Ace Hardware or Cruise Planners semi-absentee friendly?

Ace Hardware is typically run as a owner-operator model. Cruise Planners is typically run as a owner-operator model. If passive income is your goal, semi-absentee models let you hire a manager to run day-to-day operations.

Data sourced from franchise disclosure documents and public records. Investment ranges, royalty rates, and unit counts change — always request current FDD before making investment decisions. Last updated March 2026.

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