Cruise Planners vs Ace Hardware: Which Is the Better Investment?

Side-by-side comparison of investment costs, fees, unit economics, and franchisee satisfaction. Data from FDD disclosures and franchise database — updated 2026.

Retail & Services Real Data Not Investment Advice
CP

Cruise Planners

Retail & Services
$2K – $23K
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VS
AH

Ace Hardware

Retail & Services
$302K – $2.2M
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At a Glance: Key Differences

Data-driven observations based on disclosed figures. Not investment advice — verify current numbers in each franchise's FDD.

Investment Cost
Cruise Planners wins on investment range ($2.1M less) vs Ace Hardware.
Fee Burden
Ace Hardware wins on royalty rate (3.0% lower) vs Cruise Planners.
Unit Count
Ace Hardware wins on total units (3,200 more) vs Cruise Planners.
Satisfaction
Ace Hardware has available Franchisee Satisfaction data; Cruise Planners does not.

Investment & Fees

Metric Cruise Planners Ace Hardware
Min Investment $2K $302K
Max Investment $23K $2.2M
Franchise Fee $695.00 $5K
Royalty Rate 3.0% 0.0%
Ad Fund Rate 1.0% 3.0%

Unit Economics

Metric Cruise Planners Ace Hardware
Avg Unit Revenue N/A $2.2M
Avg Profit Margin N/A N/A

Scale & Growth

Metric Cruise Planners Ace Hardware
Total Units 2,500 5,700
Annual Growth N/A 1.5%
Failure Rate N/A 2.0%

Franchisee Performance

Metric Cruise Planners Ace Hardware
Franchisee Satisfaction N/A 82/100

Track Record

Metric Cruise Planners Ace Hardware
Years in Business 30 100
Years Franchising 28 48

Financial Requirements

Metric Cruise Planners Ace Hardware
Min Net Worth Required $50K $400K
Liquid Capital Required $10K $250K

Operations

Metric Cruise Planners Ace Hardware
Avg Employees N/A 15
Training Weeks N/A 2

Frequently Asked Questions

Is Cruise Planners or Ace Hardware a better franchise investment?

The answer depends on your goals, budget, and market. Cruise Planners has 2,500 total units and a track record in its industry. Ace Hardware has 5,700 total units and a 82/100 franchisee satisfaction score. Use our ROI Calculator to model both scenarios.

How much does it cost to open a Cruise Planners franchise?

Based on data in our database, opening a Cruise Planners franchise requires an initial investment of $2K – $23K. The franchise fee is $695.00, with ongoing royalties of 3.0%. Always request the current FDD for exact figures.

How much does it cost to open a Ace Hardware franchise?

Based on data in our database, opening a Ace Hardware franchise requires an initial investment of $302K – $2.2M. The franchise fee is $5K, with ongoing royalties of 0.0%. Always request the current FDD for exact figures.

What is the royalty rate for Cruise Planners vs Ace Hardware?

Cruise Planners's royalty rate is 3.0%. Ace Hardware's royalty rate is 0.0%. That means Ace Hardware has the lower ongoing royalty burden.

Which has more locations — Cruise Planners or Ace Hardware?

Cruise Planners has 2,500 total units. Ace Hardware has 5,700 total units. A larger system can mean more brand recognition, but also more territorial competition.

Is Cruise Planners or Ace Hardware semi-absentee friendly?

Cruise Planners is typically run as a owner-operator model. Ace Hardware is typically run as a owner-operator model. If passive income is your goal, semi-absentee models let you hire a manager to run day-to-day operations.

Data sourced from franchise disclosure documents and public records. Investment ranges, royalty rates, and unit counts change — always request current FDD before making investment decisions. Last updated March 2026.

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